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the crappy thing is, DX 10 games are already out, and increasing in numbers rapidly.
Actually, none of the games on the market (at least that I know of, anyway) support DX10. Supreme Commander will have a DX10 patch released in the future but other games (Crysis, Bioshock, UT3, Hellgate: London) aren't out. They're still going to run on DX9 and they still look good. No game is DX10 only, that would be suicidal. Chances are it will probably be 2-3 years before there are many DX10-only games so I don't see any reason to worry. Considering DX10 has
been backported to XP you may never need Vista to play DX10 games.